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KwukDuck:
So i decided to get a subscription for OnlyFans.com on two girls and ran into a Credit Card only paywall.
These days where hundreds of payment methods are readily available and easy to integrate, limiting to Credit Cards is kinda retarded imho.
Anyways, as i don't have a CC i had to get one, did some research on which are good and decided to go with one of the most well known unlimited provider in my country, pay2day.
When i got my CC infos i was all excited to subscribe, only to discover it requires some specific authentication method that only specific CC's have. CC Denied, no subscription possible.
I contacted support, no response.
This was a week ago.

chris51o:
I'm looking into getting a subscription to Gizel and Cristina Fox. Thanks for letting everyone about this. There's no excuse that's the only pay option

Indy:
Let me write something here as I speak from experience.

Some credit card processors actually demand that there's no other payment options on your site, so that they can offer you a better deal.
Others are not as 'cruel' but still offer something similar.

Take paypal for example: Normal paypal fees are 3.5% over the total amount, but if you as a merchant have more income than $50.000 per month through Paypal, that fee goes down to 3.0%, giving you 0.5% profit, which is quite a bit. I don't know the profit margins of onlyfans, but hypothetically let's say for every $ you spend, 70% goes to the model, 20% goes to the onlyfans staff, 5% goes to hardware and facility, that leaves only 5% left. If Paypal takes 3,5%, that leaves 1,5% profit. But if Paypal takes just 3.0%, profit goes up to 2%
That's a 33% profit increase!

Let's, for the sake of argument say that a second card processor has a similar arrangement, and onlyfans has an income of $75.000 per month.
If they just had Paypal, then the money going through paypal is $75k, so they get the discount.
If they used 2 payment methods, they'd have ~37500 going through Paypal and the other through another, and none would have the discount.

It's all a bit technical, but that's likely the reason for them to stay with just one payment provider.
That, or their staff isn't competent enough to embed other payment methods

_aliased:

--- Quote from: KwukDuck on December 09, 2017, 03:52:26 am ---So i decided to get a subscription for OnlyFans.com on two girls and ran into a Credit Card only paywall.
These days where hundreds of payment methods are readily available and easy to integrate, limiting to Credit Cards is kinda retarded imho.
Anyways, as i don't have a CC i had to get one, did some research on which are good and decided to go with one of the most well known unlimited provider in my country, pay2day.
When i got my CC infos i was all excited to subscribe, only to discover it requires some specific authentication method that only specific CC's have. CC Denied, no subscription possible.
I contacted support, no response.
This was a week ago.


--- End quote ---

The authentication type is 3D Secure and is a separate .10c USD transaction from the initial subscription cost to the creator (at least with Chase Visa).

This payment method is used to prevent grab and go in addition to preventing gift cards from being used.
If you subscribe or register with a PayPal/Gift Card, you can cancel the recurring charge with methods OTHER than logging into your account and hitting cancel. So this is good from a creator POV to get accidental recurring charges (e.g. I forgot to cancel) and to prevent fraud or assholes (cancelling recurring billing in PayPal and maintaining service in the CRM because PayPal api is ass).

Indy:

--- Quote from: andrat2000 on December 21, 2017, 12:07:58 pm ---And even Onlyfans might not be Europe ...

But they want to have proper record keeping (maybe like MOSS). With allowing only certain credit cards at least that record keeping is probably fullfilled enough.

--- End quote ---
So far, not a single adult payment provider supports MOSS. I've tried many, even european ones, and they really don't seem to care. We have to build workarounds for this ourselves, where I think this should be the task of the payment provider, since they're already charging premium for inadequate service.

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